It is not too late for the administration and Congress to take bold steps to reach communities of color with effective job creation policies. NCLR urges policymakers to seriously consider the following proposals as part of a strategy to positively change the course of the American economy. 1. Create millions of community jobs in hard-hit neighborhoods. 2. Make affordable loan products available to nonprofits and community-based organizations for infrastructure and capital investments. 3. Invest in the human capital of workers overlooked by the American Recovery and Reinvestment Act. 4. Use the tax system to reward small businesses and nonprofits that hire new workers.