Latinos’ Access to Credit Remains Low and Stratified

UnidosUS and Oportun organized a survey to better understand the economic health of Latinos in Arizona, California, and Texas.

The survey finds that despite demonstrating a high understanding of the credit system, Latinos are still disproportionately shut out of it. The clear understanding of the credit system alongside Latinos’ poor credit performance suggests Latinos’ low access to credit is attributable to systemic barriers more than financial literacy or knowledge. More is needed to ensure the country’s 62 million Latinos have full access to the credit system and are able to harness the community’s economic power.

For more information contact Susana Barragan at [email protected].

unidosus_oportun_latinosaccesstocreditremainslowandstratified.pdf