Landmines in the Credit Card Landscape Hazards for Latino Families

Fact Sheet

Lack of regulatory oversight in the credit card industry has allowed yesterday’s unscrupulous practices to become today’s acceptable sources of profit for credit card issuers. Low-income Latinos often use credit cards for necessities and as a form of insurance for health care, auto trouble, and other emergencies. Unethical policies employed by credit card issuers result in Latino families paying high fees and ultimately falling under the burden of unmanageable debt.


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