Transform the economic trajectory of Latinos by advancing systemic change to enable the creation of 4 million new Hispanic homeowners by 2030.
We are uniquely positioned to achieve our goal by combining our reputation and expertise across programs, policy, community outreach, and national partnerships.
By working with policymakers, we will identify solutions that support Latino homeownership. Our policy agenda focuses on improving homebuyer readiness, expanding access to credit, increasing housing supply, preserving homeownership, and increasing Latino representation in housing leadership roles.
Building and sharing the Latino homeownership story will inspire consumer awareness and behavior as well as recruit allies in the industry, government, and general public. Interest in the impacts of Latino homeownership on the U.S. economy is key to systemic change.
Collaboration with trusted leaders of our nearly 300 Affiliates across the nation will enable us to conduct community outreach, utilize thoughtful insights, connect with local and state policymakers, and generate the high-momentum needed for transformational change.
Our first cohort of the HOMEownership Solutions Network will allow us to test approaches for expanding Latino homeownership, invest in Latino housing initiatives, and train more housing counselors and financial coaches through the UnidosUS Learning Alliance.
Data analytics will validate high-impact interventions and develop evidence-based recommendations, monitor efforts and impact, and conduct a multi-year research agenda in partnership with academics, industry thought leaders, and researches nationwide.
Nearly 8M Latinos are mortgage-ready despite substantial structural barriers to wealth. It’s up to Congress to increase funding for housing counseling programs that improve homebuyer readiness.
The more access Latinos have to responsible, non-predatory lending opportunities, the more Latinos can contribute to our nation’s economy and social fabric as homeowners.
Nearly 8M Latinos are mortgage-ready, but lack of housing stock nationwide dramatically impacts the market for prospective Latino homeowners.
To preserve homeownership for Latinos, we need public policies that eliminate appraisal bias and facilitate the inter-generational transfer of wealth.
Latinos can sustain homeownership opportunities if we increase the visibility of first-time homebuyer programs and housing counselors, particularly in high-cost markets.
As the median Latino credit score continues to increase, a focus on financial education and credit will propel Latino homeownership for generations.
While Latinos are the largest near mortgage-ready population of any racial or ethnic group nationwide, many live in areas with high rates of housing underproduction.
Latinos are essential to the future of our nation’s housing market and economy, which is why implementing strategies to preserve Latino homeownership is critical.
To significantly increase the Latino homeownership rate over the next decade we must modernize regulations to incent responsible innovations for increasing home buying opportunities.
Creating pathways for mortgage-ready Latinos to build credit and get approved for sustainable mortgage loans allows more Latinos to contribute to our economy and social fabric.
Many mortgage-ready Latinos live in areas with high rates of housing underproduction, We need recommendations on housing supply reforms to sustain our nation’s economy and housing market.
Preserving Latino homeownership be decreasing appraisal bias, making renovation loans accessible, and facilitating the inter-generational transfer of wealth is essential as the Latino population grows.
Latinos are essential to the future of our nation’s housing market and economy. It’s critical to develop and implement strategies that improve Latino homebuyer readiness.
Latinos experience higher rates of loan application denials than White applicants, creating an unnecessary barrier to the only demographic in the nation proven to increase their homeownership rate consecutively.
Latinos are essential to the future of our nation’s housing market and economy. Yet, many live in areas where the housing stock is low, rendering prospective homebuyers struggling to find affordable, existing homes.
As the Latino population grows, our economy’s long-term stability is increasingly intertwined with their success. Homeownership remains the primary driver of generational wealth– The market must be responsive to the next generation of homeowners.
Our Esperanza Hope for All campaign’s comprehensive efforts reached more than 24 million individuals in 2021 and helped the Latino community exceed vaccine parity during the COVID-19 pandemic. Further, the ¡Adelante! 2020 campaign registered 127,000 voters, reaching over 45 million individuals across digital platforms.
Through the Raza Development Fund (RDF), a UnidosUS support corporation and the largest Latino-serving Community Development Financial Institution in the country, we have deployed much needed capital in Latino communities, including investments in creating affordable housing.
Since its inception, RDF has provided organizations serving Latino families in 38 states with technical assistance and financings In excess of $1 billion, which have leveraged over $5 billion in private and public capital for education, childcare, affordable housing, social services projects, and more.
UnidosUS has nearly 300 community-based Affiliate organizations that directly serve the Latino population across the country. Our Affiliates know firsthand the practical concerns and issues that affect their constituencies and work with us to implement innovative solutions to address them.
For more than 25 years, UnidosUS has operated one of the largest HUD-certified housing counseling networks, with nearly 50 housing counseling agencies in 27 states and a nationwide call center.
We’re partnering with organizations who are dedicated to increasing Latino homeownership.
Wells Fargo is an anchor funder and champion of the UnidosUS HOME initiative. Wells Fargo is committed to working with UnidosUS, our partners, and our community to help launch and execute a national campaign to support the creation of 4 million new Latino homeowners by 2030.
UnidosUS is partnering with the Urban Institute, an independent nonprofit research organization, on the Home Ownership Means Equity (HOME) initiative. The Urban Institute will provide research and data analytics to inform and assess the HOME initiative’s goal to increase the Latino homeownership rate and enable 4 million more Latino households to become homeowners by 2030
