HOME - Policy
Policy
Transform the federal policy environment and the policy environments in selected states to remove systemic barriers to increase Latino homeownership.
The Home Ownership Means Equity (HOME) initiative is dedicated to transforming the economic trajectory of Latinos by advancing systemic change to enable the creation of 4 million new Hispanic homeowners by 2030. Meeting this goal requires a bold policy agenda, expanding partnerships, deepening community outreach, and elevating the importance of Latino homeownership.
Federal Policy Agenda
Preserve homeownership for Latinos
Safeguard the generational wealth-building potential of homeownership
Owning a home is just the beginning for Latino families. They need support to keep their homes during hardships and to preserve their wealth. Factors like unemployment, foreclosure, and insufficient funds for maintenance can threaten their stability. To protect and build wealth for Latino homeowners, we need foreclosure prevention services, fair home valuations, and support for multigenerational wealth transfer. Public policies must also eliminate appraisal bias and facilitate the transfer of wealth across generations to ensure lasting homeownership and equity for Latinos.