Observations from the 2018 Home Mortgage Disclosure Act Data
Using home loan data from the 2018 Home Mortgage Disclosure Act (HMDA), UnidosUS identified key indicators that illustrate how Latinos fared in the mortgage market, in particular their access to a mortgage for a home purchase. Examining Latino homeownership across these indicators can help policymakers ensure that more American families, including Latinos, have access to affordable homeownership opportunities.