Latino Homeownership Hanging in the Balance Why Latinos are Denied Mortgages


Examining mortgage denial rates and reasons can help policymakers and the public identify unequal lending patterns in the housing market. This information, along with the type of loans made, changes in the number of loans, the raceethnicity and income of borrowers denied and approved for loans is available to a wide range of housing market stakeholders, including consumers, regulators, policymakers, financial companies, and community-based organizations and is a critical tool in assessing how more eligible individuals, including Latinos, can gain greater access to affordable homeownership opportunities.


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